Trusts & Investments

We think well beyond today's transactions. We think ahead to tomorrow's relationships.

In helping our clients build and maintain wealth, we employ a highly disciplined approach, designed to remove the subjective component from investment decisions. At NSBT, this approach always centers on you, our client. This is where we do our investing, in building a relationship with you. Only in this way can we develop and maintain a plan that meets your return objectives within the parameters of your tolerance for risk.

Special Needs Trust Program

 The North Side Bank & Trust Co. is Trustee for Special Needs Trusts through national programs called Charities Pooled Trusts  and Trustee PLUS+.  Both programs use a coalition of independent professionals working together to provide transparent, safe, ethical, low-cost, and efficient programs.

Charities Pooled Trust.   

The purpose of Charities Pooled Trust (CPT) is provide a safe Pooled Special Needs Trust program nationwide that helps protect eligibility for Medicaid and Supplemental Security income for disabled individuals while benefiting the charities that help their needs.  Charities Pooled Trust has established processes and safeguards to provide a stable long-term program to protect the beneficiaries continued eligibility to receive government assistance benefits.

Trustee PLUS+    

Trustee PLUS+ is a nationwide program for administering settlement trusts and (d)(4)(A) Special Needs Trusts.  The Trustee PLUS+ program provides low cost services with enhancements that are not normally found with traditional trustees.

The program provides cooperative oversight by an independent corporate trustee, a nationally recognized investment advisor, a program administrator, state support counsel, and a beneficiary advocate.  There are no hidden fees or self-dealing.  There is no minimum funding amount.